Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Bulletin 2012-04: Lending discrimination (April 18, 2012)".

Referred to the House Committee on Financial Services.

2026-04-30

Congress would reject a decision by the Consumer Financial Protection Bureau to withdraw guidance that had warned financial institutions about illegal lending discrimination practices. This would restore the original 2012 guidance that banks and lenders must follow to avoid discriminating against borrowers based on protected characteristics like race or gender. The action would affect banks, credit unions, and other lenders that provide mortgages, auto loans, and other credit products.