Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Equal Credit Opportunity (Regulation B); Revocations or Unfavorable Changes to the Terms of Existing Credit Arrangements".

Referred to the House Committee on Financial Services.

2026-04-30

Congress would reject a decision by the Consumer Financial Protection Bureau to withdraw protections that prevent lenders from unfairly changing or canceling credit terms based on discriminatory reasons. If passed, this would keep the existing anti-discrimination rules in place for credit products like loans and credit cards, protecting borrowers from lenders who might otherwise penalize them based on protected characteristics. The measure affects consumers seeking credit and the financial institutions that provide it.