Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Fair Credit Reporting; Permissible Purposes for Furnishing, Using, and Obtaining Consumer Reports".

Referred to the House Committee on Financial Services.

2026-04-30

Congress would reject a decision by the Consumer Financial Protection Bureau to withdraw a rule that regulated how credit reporting companies can share and use consumer credit information. This would keep the original rule in place, maintaining restrictions on who can access your credit reports and for what purposes. The change would primarily affect credit reporting agencies, lenders, and employers who use credit information in their business decisions.