Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Consumer Financial Protection Circular 2024-05: Improper Overdraft Opt-In Practices".

Referred to the House Committee on Financial Services.

2026-04-30

Congress would reject a decision by the Consumer Financial Protection Bureau to withdraw its guidance against banks using deceptive practices to get customers to opt into overdraft fees. If approved, this would force the agency to keep its rules in place that protect consumers from being tricked into paying overdraft charges they didn't knowingly agree to.