Expressing the sense of the House of Representatives that small business owners seeking financing have fundamental rights, including transparent pricing and terms, competitive products, responsible underwriting, fair treatment from financing providers, brokers, and lead generators, inclusive credit access, and fair collection practices.

Referred to the House Committee on Small Business.

2026-05-07

This resolution expresses the House's view that small business owners deserve certain protections when seeking loans or financing, such as clear pricing information, fair credit decisions based on their actual ability to repay, and honest treatment from lenders and brokers. It calls for financing providers to offer competitive products, treat all business owners fairly regardless of background, and use reasonable collection practices if payments are missed. The resolution does not create new laws but signals that Congress believes small business financing should operate with greater transparency and fairness.