A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Truth in lending (Regulation Z); Consumer Protections for Home Sales Financed Under Contracts for Deed".

Placed on Senate Legislative Calendar under General Orders. Calendar No. 396.

2026-04-27

Congress is considering blocking a decision by the Consumer Financial Protection Bureau to withdraw protections for people buying homes through contracts for deed, which are alternative financing arrangements that often lack the safeguards of traditional mortgages. If approved, this resolution would force the agency to keep the consumer protections in place, preventing lenders from removing rules designed to protect buyers in these transactions. The measure affects home buyers, particularly lower-income consumers who may use contracts for deed as an alternative to traditional bank financing.