A bill to protect the credit of Federal workers during a government shutdown.

Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.

2026-04-30

During a government shutdown, federal employees stop receiving paychecks even though they're still required to work, which can damage their credit scores if they can't pay bills on time. This legislation would protect federal workers from negative credit consequences during shutdowns by preventing credit reporting agencies from marking missed payments as delinquent and stopping creditors from charging late fees or interest on accounts. The bill aims to ease the financial hardship that thousands of government workers face when their paychecks are delayed through no fault of their own.