Expanding Access to Capital for Rural Job Creators Act This bill requires the Office of the Advocate for Small Business Capital Formation within the Securities and Exchange Commission to report on issues encountered by rural-area small businesses.

HR10167passed house2026-10-14

Common Cents Act

Common Cents Act This bill ends the production of the penny for general circulation, requires rounding to an amount divisible by five for the payment or transfer of cash, and allows the nickel to be composed of different material. The Department of the Treasury must stop producing the penny, except to meet collector needs. The penny shall continue to be legal tender. Any person selling goods or services in a cash transaction, entering into other transfers of cash, or paying cash wages to an employee must round the payment up or down in accordance with the bill. The bill also allows Treasury to discontinue the minting for circulation of any coin if Treasury follows procedures as outlined by the bill, including providing notice and a briefing to Congress. The Federal Reserve Board must periodically report on a strategic plan for the acceptance of penny orders and deposits at commercial coin terminals that provide services under agreements with Federal Reserve banks. Finally, the bill allows for a different material composition of the nickel. In addition to being made from an alloy of copper and nickel, the nickel may also be clad with an inner core of zinc and an outer layer of nickel.

S1564passed senate2026-10-05

Floodplain Enhancement and Recovery Act

Floodplain Enhancement and Recovery Act This bill eases restrictions for ecosystem restoration projects in designated floodways that meet certain risk criteria. Under current National Flood Insurance Program requirements, such projects are generally prohibited in a designated floodway if the project would increase the area’s base flood elevation. The bill establishes conditions under which a community may permit an ecosystem restoration project within a designated floodway that would result in an increase in base flood elevations. Specifically, the project may be permitted if (1) a professional engineer determines that the cumulative effect of the increase will be not more than 1 foot; (2) no insurable structure or critical infrastructure is located in an impacted area; and (3) the community submits an analysis to the Federal Emergency Management Agency on the project’s effects after the project is complete. An ecosystem restoration project is defined by the bill as a project that manipulates the physical, chemical, or biological characteristics of a site with a goal of recovering, reclaiming, or improving the functions of an aquatic resource or floodplain.

S4395passed senate2026-10-05

Terrorism Risk Insurance Program Reauthorization Act of 2026

Terrorism Risk Insurance Program Reauthorization Act of 2026 This bill reauthorizes the Terrorism Risk Insurance Program through 2034. The program covers a portion of the losses incurred by private insurers for property and casualty insurance coverage for terrorism risk.

S5644referred2026-09-30

A bill to amend title 31, United States Code, to exempt transactions with respect to cash reward payments by crime stopper organizations from certain currency transaction reports.

S5639referred2026-09-30

Portal for Appraisal Licensing Act of 2026

S5681referred2026-09-30

A bill to provide for the protection of the duties of the Inspector General of the Federal Housing Finance Agency.

S5628referred2026-09-30

Transparency in CFPB Cost-Benefit Analysis Act

S5643referred2026-09-30

Protecting U.S. Investors From Chinese Military Companies Act

S5642referred2026-09-30

Know Your Sanctioned Securities Act

S5652referred2026-09-30

Build American Efficiency Act