A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Consumer Financial Protection Circular 2022-06: Unanticipated Overdraft Fee Assessment Practices".

Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.

2026-04-13

Congress is considering blocking a decision by the Consumer Financial Protection Bureau to withdraw its guidance on how banks charge overdraft fees to customers. If approved, this resolution would reverse the agency's move and keep the original rules in place that were meant to limit unexpected overdraft charges on bank accounts. The vote would affect how banks can charge fees when customers overdraw their accounts.