A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Compliance Bulletin 2016-03: Detecting and Preventing Consumer Harm From Production Incentives".

Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.

2026-04-13

Congress is considering blocking a decision by the Consumer Financial Protection Bureau to withdraw guidance that helped banks detect and prevent unfair sales practices where employees are pressured to sell products to customers who don't need them. If approved, this resolution would force the agency to keep the original guidance in place rather than allowing it to be removed. The resolution affects banks and financial institutions that sell consumer products like mortgages, credit cards, and savings accounts.