A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Consumer Financial Protection Circular 2022-07: Reasonable Investigation of Consumer Reporting Disputes".

Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.

2026-04-13

Congress is attempting to block a decision by the Consumer Financial Protection Bureau that would undo protections requiring credit reporting companies to thoroughly investigate disputes when consumers challenge errors on their credit reports. If approved, this resolution would prevent the agency from withdrawing those consumer protections, keeping the rules in place that help people fix inaccurate information that could harm their credit scores and ability to get loans. The measure affects credit reporting agencies, consumers with disputed accounts, and lenders who rely on credit reports.