A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Bulletin 2022-04: Mitigating Harm From Repossession of Automobiles".

Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.

2026-04-13

Congress is considering blocking a decision by the Consumer Financial Protection Bureau to withdraw its 2022 guidance that was meant to protect car owners from unfair repossession practices by lenders and debt collectors. If approved, this resolution would force the agency to keep that consumer protection rule in place rather than allowing it to be removed. The vote would affect millions of Americans who finance or lease vehicles and could determine whether they have stronger legal protections against losing their cars.