A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Consumer Financial Protection Circular 2022-02: Deceptive Representations Involving the FDIC's Name or Logo or Deposit Insurance".

Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.

2026-04-13

Congress is voting on whether to block a consumer protection rule that was supposed to prevent banks and financial companies from misleadingly using the FDIC's name or logo to trick people into thinking their deposits are insured when they're not. The rule was withdrawn by the Consumer Financial Protection Bureau, and this resolution would formally disapprove of that withdrawal, essentially trying to keep the consumer protection in place. This affects everyday people who use banks and financial services, as well as the financial institutions themselves.