HR5775Referred to Committee
FCRA Liability Harmonization Act
Introduced
In Committee
3
Passed One Chamber4
Passed Both5
Signed into Law119th
Congress
2025-10-17
Introduced
7
Cosponsors
HR
ⓘType
Sponsor
Barry Loudermilk
Republican · GA · Representative
Votes with party: 99.1% (551 recorded votes)
Full profile: /officials/L000583
Source: Congress.gov · FEC
Cosponsors (7)
Members who have signed on to support this bill since introduction. Source: Congress.gov.
Latest Action
The most recent step in the bill's legislative path. Committee Activity below shows referrals and reports; the full action-by-action history including floor proceedings lives at Congress.gov →
Committee Activity
Currently in
- House Committee on Financial ServicesMarkup By · 2026-06-30
- House Committee on the JudiciaryReferred To · 2025-10-17
Previously
- House Committee on Financial ServicesReferred To · 2025-10-17
Plain-English Summary
This bill would change the rules for how credit reporting companies can be sued when they make mistakes on credit reports or violate consumer protection laws. It likely aims to create more consistent legal standards across different states and courts for holding credit bureaus accountable, which could affect both consumers trying to fix errors on their credit records and the companies that maintain those records.
AI-assisted summary generated from the official bill metadata (title, subjects, actions) sourced from Congress.gov. Cached and reviewed. Always verify against the official text linked below.
Subjects
Finance and Financial Sector
Full bill text is not yet cached locally.
Related legislation
Bills by the same sponsor or covering overlapping subjects.
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- HR1799Financial Reporting Threshold Modernization ActReferred to Committee · 2026-03-19
- HR6551New BANK Act of 2025Referred to Committee · 2026-02-25