HR9518Referred to Committee

Health Savings for Families Act of 2026

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Introduced
In Committee
3
Passed One Chamber
4
Passed Both
5
Signed into Law
119th
Congress
2026-06-29
Introduced
0
Cosponsors
HR
Type

Sponsor

Darin LaHood
Darin LaHood
Republican · IL · Representative
Votes with party: 98.7% (554 recorded votes)

Full profile: /officials/L000585

Source: Congress.gov · FEC

Cosponsors (0)

Members who have signed on to support this bill since introduction. Source: Congress.gov.

No cosponsors on record. Bills can pass without cosponsors — this often means the sponsor introduced the bill alone, either because it's a messaging bill, a chairman's mark, or simply early in the legislative cycle.

Latest Action

The most recent step in the bill's legislative path. Committee Activity below shows referrals and reports; the full action-by-action history including floor proceedings lives at Congress.gov →

Referred to the House Committee on Ways and Means.

2026-06-29

Source: Congress.gov

Committee Activity

Currently in

Plain-English Summary

Currently, married couples cannot contribute to a health savings account if either spouse has a health flexible spending account, even if they have separate coverage. This bill would change that rule to allow one spouse to contribute to a health savings account while the other spouse uses a flexible spending account. The change would give families more flexibility in how they save money for medical expenses.

AI-assisted summary generated from the official bill metadata (title, subjects, actions) sourced from Congress.gov. Cached and reviewed. Always verify against the official text linked below.

Full Bill Text

Verbatim text published on Congress.gov via GovInfo. Use Cmd+F / Ctrl+F to search within this excerpt.

[Congressional Bills 119th Congress] [From the U.S. Government Publishing Office] [H.R. 9518 Introduced in House (IH)] <DOC> 119th CONGRESS 2d Session H. R. 9518 To amend the Internal Revenue Code of 1986 to allow contributions to a health savings account when a spouse has a health flexible spending account. _______________________________________________________________________ IN THE HOUSE OF REPRESENTATIVES June 29, 2026 Mr. LaHood introduced the following bill; which was referred to the Committee on Ways and Means _______________________________________________________________________ A BILL To amend the Internal Revenue Code of 1986 to allow contributions to a health savings account when a spouse has a health flexible spending account. Be it enacted by the Senate and House of Representatives of the United States of America in Congress assembled, SECTION 1. SHORT TITLE. This Act may be cited as the ``Health Savings for Families Act of 2026''. SEC. 2. CONTRIBUTIONS PERMITTED IF SPOUSE HAS HEALTH FLEXIBLE SPENDING ACCOUNT. (a) Contributions Permitted if Spouse Has a Health Flexible Spending Account.--Section 223(c)(1)(B) of the Internal Revenue Code of 1986 is amended by striking ``and'' at the end of clause (ii), by striking the period at the end of clause (iii) and inserting ``, and'', and by inserting after clause (iii) the following new clause: ``(iv) coverage under a health flexible spending arrangement of the spouse of the individual for any plan year of such arrangement if the aggregate reimbursements under such arrangement for such year do not exceed the aggregate expenses which would be eligible for reimbursement under such arrangement if such expenses were determined without regard to any expenses paid or incurred with respect to such individual.''. (b) Effective Date.--The amendment made by this section shall apply to plan years beginning after December 31, 2026. <all>

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