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S4924Referred to Committee

A bill to preserve patient access to health care providers and prescription drug coverage under Medicare and individual market plans.

Share:
Introduced
In Committee
3
Passed One Chamber
4
Passed Both
5
Signed into Law
119th
Congress
2026-06-24
Introduced
1
Cosponsors
S
ⓘ
Type

Sponsor

Jacky Rosen
Jacky Rosen
Democrat · NV · Senator
Votes with party: 76.8% (839 recorded votes)

Full profile: /officials/R000608

Source: Congress.gov · FEC

Cosponsors (1)

Members who have signed on to support this bill since introduction. Source: Congress.gov.

  • John R. Curtis (R-UT)Original· 2026-06-24

Latest Action

The most recent step in the bill's legislative path. Committee Activity below shows referrals and reports; the full action-by-action history including floor proceedings lives at Congress.gov →

Read twice and referred to the Committee on Health, Education, Labor, and Pensions.

2026-06-24

Source: Congress.gov

Committee Activity

Currently in

  • Senate Committee on Health, Education, Labor, and PensionsReferred To · 2026-06-24

Plain-English Summary

The bill would protect Medicare patients and people with individual health insurance plans from losing access to their doctors and prescription medications due to insurance company decisions. It aims to prevent insurers from suddenly removing doctors from their networks or stopping coverage for certain drugs without giving patients adequate notice and time to adjust their care. This would affect millions of seniors on Medicare, people buying insurance on their own, and the healthcare providers who treat them.

AI-assisted summary generated from the official bill metadata (title, subjects, actions) sourced from Congress.gov. Cached and reviewed. Always verify against the official text linked below.

Full Bill Text

Verbatim text published on Congress.gov via GovInfo. Use Cmd+F / Ctrl+F to search within this excerpt.

[Congressional Bills 119th Congress] [From the U.S. Government Publishing Office] [S. 4924 Introduced in Senate (IS)] <DOC> 119th CONGRESS 2d Session S. 4924 To preserve patient access to health care providers and prescription drug coverage under Medicare and individual market plans. _______________________________________________________________________ IN THE SENATE OF THE UNITED STATES June 24, 2026 Ms. Rosen (for herself and Mr. Curtis) introduced the following bill; which was read twice and referred to the Committee on Health, Education, Labor, and Pensions _______________________________________________________________________ A BILL To preserve patient access to health care providers and prescription drug coverage under Medicare and individual market plans. Be it enacted by the Senate and House of Representatives of the United States of America in Congress assembled, SECTION 1. SHORT TITLE. This Act may be cited as the ``Preserving Patient Access Act''. SEC. 2. PRESERVING PATIENT ACCESS TO HEALTH CARE PROVIDERS AND PRESCRIPTION DRUG COVERAGE UNDER MEDICARE AND INDIVIDUAL MARKET PLANS. (a) Medicare.-- (1) Medicare advantage plans.--Section 1851(e)(4) of the Social Security Act (42 U.S.C. 1395w-21(e)(4)) is amended-- (A) in subparagraph (C)(ii), by striking ``or'' at the end; (B) by redesignating subparagraph (D) as subparagraph (E); and (C) by inserting after subparagraph (C) the following new subparagraph: ``(D) a health care provider with whom the individual has had an in-person or telehealth visit, within the preceding 2 year period, and who was listed as an in-network provider under the plan during the annual, coordinated election period described in paragraph (3) for the plan year becomes an out-of- network provider under the plan.''. (2) Prescription drug plans and ma-pd plans.--Section 1860D-1(b)(3) of the Social Security Act (42 U.S.C. 1395w- 101(b)(3)) is amended by adding at the end the following new subparagraph: ``(F) Mid-year negative formulary changes.-- ``(i) In general.--In the case where a prescription drug plan or MA-PD plan implements a negative formulary change with respect to a covered part D drug dispensed to the part D eligible individual within the previous 6-month period, for which the plan provided coverage, and for which approval or licensure under section 505 of the Federal Food, Drug, and Cosmetic Act or section 351 of the Public Health Service Act is still in effect. ``(ii) Negative formulary change.--In this subparagraph, the term `negative formulary change' has the meaning given such term in section 423.100 of title 42, Code of Federal Regulations (or successor regulations).''. (3) Effective date.--The amendments made by this subsection shall apply with respect to plan years beginning on or after January 1, 2027. (b) Individual Market Plans.-- (1) In general.--Section 2702(b)(2) of the Public Health Service Act (42 U.S.C. 300gg-1(b)(2)) is amended-- (A) by inserting ``and, as applicable, for mid-plan year changes to provider networks or formularies described in subparagraph (B)'' before the period at the end; (B) by striking ``A health'' and inserting the following: ``(A) In general.--A health''; and (C) by adding at the end the following: ``(B) Special enrollment period for individual market plans.-- ``(i) In general.--A health insurance issuer offering individual health insurance coverage shall establish a special enrollment period under which any individual may enroll in the coverage during a plan year if the individual, during the same plan year, is enrolled in other individual health insurance coverage (referred to in this subparagraph as the `initial plan') and-- ``(I) a provider with whom the individual had an in-person or telehealth visit within the preceding 2-year period, and who was listed as an in-network provider under the initial plan during the most recent open enrollment period, becomes an out-of- network provider under the initial plan; or ``(II) the initial plan implements a negative formulary change with respect…
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to a prescription drug dispensed or administered to the individual within the previous 6-month period, for which the initial plan provided benefits, and for which approval or licensure under section 505 of the Federal Food, Drug, and Cosmetic Act or section 351 of this Act is still in effect. ``(ii) Negative formulary change.--In this subparagraph, the term `negative formulary change' has the meaning given such term in section 423.100 of title 42, Code of Federal Regulations (or successor regulations), except that, for purposes of this subparagraph, the term `a drug covered by the initial plan' shall be substituted for the term `a covered Part D drug'.''. (2) Exchanges.--Section 1311(c)(6)(C) of the Patient Protection and Affordable Care Act (42 U.S.C. 18031(c)(6)(C)) is amended by inserting ``, section 2702(b)(1)(B),'' after ``of 1986''. <all>
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